body.onboarding-calculator {
  background: #ffffff;
  color: #12355B;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.5;
}

body.onboarding-calculator * {
  box-sizing: border-box;
}

body.onboarding-calculator,
body.onboarding-calculator html {
  margin: 0;
  min-height: 100%;
}

body.onboarding-calculator .page-shell {
  max-width: 1180px;
  margin: 0 auto;
  padding: 40px 24px 64px;
}

body.onboarding-calculator {
  background: #ffffff;
}

body.onboarding-calculator h1,
body.onboarding-calculator h2,
body.onboarding-calculator h3,
body.onboarding-calculator p,
body.onboarding-calculator label {
  color: #12355B;
}

body.onboarding-calculator .card,
body.onboarding-calculator .neutral-card {
  box-shadow: 0 18px 48px rgba(18, 53, 91, 0.06);
}

body.onboarding-calculator .hero-highlights p {
  background: #f3f6fb;
  border-radius: 12px;
  padding: 16px 18px;
}

body.onboarding-calculator .calculator-form input[type="number"] {
  border-color: #d9e3ef;
}

:root {
  color-scheme: light;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: #12355B;
  background: #ffffff;
  font-size: 16px;
  line-height: 1.5;
}

* {
  box-sizing: border-box;
}

html, body {
  margin: 0;
  min-height: 100%;
}

body {
  background: #ffffff;
}

body.onboarding-calculator {
  background: #ffffff;
  color: #12355B;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.5;
}

body.onboarding-calculator .page-shell {
  max-width: 1180px;
  margin: 0 auto;
  padding: 40px 24px 72px;
}

body.onboarding-calculator h1,
body.onboarding-calculator h2,
body.onboarding-calculator h3,
body.onboarding-calculator p,
body.onboarding-calculator label {
  color: #12355B;
}

body.onboarding-calculator .card,
body.onboarding-calculator .neutral-card {
  box-shadow: 0 18px 48px rgba(18, 53, 91, 0.06);
}

body.onboarding-calculator .hero-highlights p {
  background: #f3f6fb;
  border-radius: 12px;
  padding: 16px 18px;
}

body.onboarding-calculator .calculator-form input[type="number"] {
  border-color: #d9e3ef;
}

body.onboarding-calculator .input-row {
  display: flex;
  align-items: center;
  gap: 10px;
}

body.onboarding-calculator .form-footer {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

body.onboarding-calculator .primary-button {
  min-height: 54px;
  padding: 0 24px;
}

.page-shell {
  max-width: 1180px;
  margin: 0 auto;
  padding: 32px 24px 64px;
}

.hero {
  display: grid;
  gap: 24px;
  align-items: start;
  margin-bottom: 40px;
}

.hero-copy {
  max-width: 760px;
}

.eyebrow,
.card-eyebrow,
.result-eyebrow,
.download-eyebrow {
  margin: 0 0 16px;
  color: #0078D4;
  font-size: 0.95rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

h1,
h2,
h3 {
  margin: 0;
  color: #12355B;
  letter-spacing: -0.02em;
}

h1 {
  font-size: clamp(2.5rem, 4vw, 3.75rem);
  line-height: 1.02;
}

h2 {
  font-size: clamp(1.6rem, 2.2vw, 2.25rem);
  line-height: 1.1;
}

h3 {
  font-size: 1.2rem;
  margin-bottom: 16px;
}

.hero-description,
.card-description,
.result-description,
.loss-text,
.form-note,
.download-copy p,
.hero-highlights p,
.form-caption {
  margin: 8px;
  color: #41506b;
  font-size: 1rem;
}

.hero-highlights {
  display: grid;
  gap: 12px;
  margin-top: 24px;
}

.hero-highlights p {
  background: #f3f6fb;
  border-radius: 12px;
  padding: 14px 16px;
}

.card,
.neutral-card {
  background: #ffffff;
  border: 1px solid #e5eaf2;
  border-radius: 18px;
  padding: 28px;
}

.neutral-card {
  background: #f7f9fc;
}

.hero-panel,
.result-panel,
.breakdown-panel,
.download-section {
  margin-top: 8px;
  width: 100%;
}

.calculator-header {
  margin-bottom: 18px;
}

.calculator-form {
  display: grid;
  gap: 18px;
}

.calculator-form label {
  display: block;
  font-weight: 600;
  margin-bottom: 8px;
}

.input-row {
  display: flex;
  align-items: center;
  gap: 10px;
}

.input-prefix,
.input-suffix {
  display: inline-flex;
  min-width: 48px;
  justify-content: center;
  color: #12355B;
  background: #f3f6fb;
  border-radius: 12px;
  padding: 14px 12px;
  font-weight: 700;
}

input[type="number"] {
  width: 100%;
  min-height: 54px;
  padding: 14px 16px;
  border: 1px solid #d9e3ef;
  border-radius: 14px;
  background: #ffffff;
  color: #12355B;
  font-size: 1rem;
}

input[type="number"]:focus {
  outline: 2px solid #0078D4;
  outline-offset: 2px;
}

.primary-button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 54px;
  padding: 0 24px;
  border: none;
  border-radius: 14px;
  background: #0078D4;
  color: #ffffff;
  font-size: 1rem;
  font-weight: 700;
  cursor: pointer;
}

.primary-button:hover,
.primary-button:focus-visible {
  background: #005ea7;
}

.form-footer {
  display: flex;
  flex-wrap: wrap;
  gap: 16px;
  align-items: center;
}

.result-section {
  display: grid;
  gap: 24px;
}

.result-panel {
  display: grid;
  gap: 24px;
}

.result-value {
  font-size: clamp(2.5rem, 4vw, 4rem);
  margin: 0.5rem 0 0;
  color: #12355B;
}

.loss-headline {
  margin: 0 0 12px;
  font-size: 1.05rem;
  font-weight: 700;
}

.loss-text {
  margin: 0;
}

.breakdown-panel {
  background: #f7f9fc;
}

.breakdown-grid {
  display: grid;
  gap: 14px;
  padding-top: 10px;
}

.breakdown-row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 16px;
  align-items: center;
  border-bottom: 1px solid #dde5ef;
  padding: 12px 0;
}

.breakdown-row:last-child {
  border-bottom: none;
}

.breakdown-row .label {
  color: #41506b;
}

.breakdown-row .value {
  font-weight: 700;
  color: #12355B;
}

.download-section {
  display: grid;
  gap: 24px;
}

.download-copy {
  max-width: 640px;
}

.download-form {
  border: 1px solid #d9e3ef;
  padding: 24px;
}

.form-caption {
  margin: 0 0 18px;
  color: #41506b;
}

@media (min-width: 860px) {
  .hero {
    grid-template-columns: 1.5fr 1fr;
  }

  .result-section {
    grid-template-columns: 1.5fr 1fr;
  }
}

@media (max-width: 620px) {
  .page-shell {
    padding: 24px 16px 40px;
  }

  .input-row {
    flex-direction: column;
    align-items: stretch;
  }

  .input-prefix,
  .input-suffix {
    min-width: unset;
    justify-content: flex-start;
  }

  .form-footer {
    flex-direction: column;
    align-items: stretch;
  }
}